Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Narayana Vidyapeeth branch in Rai Bareli, Gangaganj, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002482. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Narayana Vidyapeeth, Rai Bareli

Below in the table are the key details related to IFSC Code UCBA0002482 of Uco Bank for its branch located in Rai Bareli, within the district of Gangaganj in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002482
Branch Narayana Vidyapeeth
City Rai Bareli
District Gangaganj
State Uttar Pradesh
Address Uco Bank Naraina Vidyaa Peeth Branch Gangaganj Panki Kanpur ,Kanpur Nagar ,Uttar Pradesh Pin 208020

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Rai Bareli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002482 for the Narayana Vidyapeeth branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002482 is given to every bank branch, including Uco Bank located in Narayana Vidyapeeth, Rai Bareli, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Rai Bareli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rai Bareli and Gangaganj.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Narayana Vidyapeeth doesn't end up at another location.

Format of the IFSC Code UCBA0002482

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Narayana Vidyapeeth in Rai Bareli.

For example, the IFSC Code UCBA0002482 of Uco Bank for the Narayana Vidyapeeth branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002482 of Uco Bank for its Narayana Vidyapeeth branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Rai Bareli and Gangaganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Narayana Vidyapeeth or Rai Bareli to get the exact IFSC Code UCBA0002482.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Rai Bareli, you'll get the correct details.

How to Use IFSC Code UCBA0002482 for Online Transfers?

If you have the IFSC Code UCBA0002482 for the Narayana Vidyapeeth branch of Uco Bank in Rai Bareli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002482. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002482.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Narayana Vidyapeeth in Rai Bareli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Narayana Vidyapeeth, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rai Bareli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Narayana Vidyapeeth, Rai Bareli?

The IFSC Code is UCBA0002482.

Is the IFSC Code UCBA0002482 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Narayana Vidyapeeth?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Narayana Vidyapeeth branch?

The address of the branch is Uco Bank Naraina Vidyaa Peeth Branch Gangaganj Panki Kanpur ,Kanpur Nagar ,Uttar Pradesh Pin 208020 located in Rai Bareli, Gangaganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.