The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Jagdishpur branch in Rai Bareli, Kathaura, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002329. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Jagdishpur, Rai Bareli

Here are some of the key details that come with the IFSC Code UCBA0002329 of Uco Bank for its branch located in Rai Bareli, within the district of Kathaura in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002329
Branch Jagdishpur
City Rai Bareli
District Kathaura
State Uttar Pradesh
Address Nasheman Resort Industrial Area Jagdishpur P.O.Kathaura Dist. Amethi ,Amethi ,Uttar Pradesh Pin 227817

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Rai Bareli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002329 for the Jagdishpur branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Jagdishpur, Rai Bareli, Uttar Pradesh, is provided a unique IFSC like UCBA0002329 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Rai Bareli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rai Bareli and Kathaura.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Jagdishpur do not get misguided to another person.

Format of the IFSC Code UCBA0002329

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jagdishpur in Rai Bareli.

For example, the IFSC Code UCBA0002329 of Uco Bank for the Jagdishpur branch has these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002329 of Uco Bank for its Jagdishpur branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Rai Bareli and Kathaura, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Jagdishpur or Rai Bareli to get the exact IFSC Code UCBA0002329.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Rai Bareli, you'll get the correct details.

How to Use IFSC Code UCBA0002329 for Online Transfers?

If you have the IFSC Code UCBA0002329 for the Jagdishpur branch of Uco Bank in Rai Bareli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002329. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002329.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Jagdishpur in Rai Bareli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Jagdishpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rai Bareli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Jagdishpur, Rai Bareli?

The IFSC Code is UCBA0002329.

Is the IFSC Code UCBA0002329 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Jagdishpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jagdishpur branch?

The address of the branch is Nasheman Resort Industrial Area Jagdishpur P.O.Kathaura Dist. Amethi ,Amethi ,Uttar Pradesh Pin 227817 located in Rai Bareli, Kathaura, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.