Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Bavan Bujurg Balla branch in Rai Bareli, Bachhrawan Mehrajganj, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002853. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Bavan Bujurg Balla, Rai Bareli

Below in the table are the key details related to IFSC Code UCBA0002853 of Uco Bank for its branch located in Rai Bareli, within the district of Bachhrawan Mehrajganj in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002853
Branch Bavan Bujurg Balla
City Rai Bareli
District Bachhrawan Mehrajganj
State Uttar Pradesh
Address Bavan Bujurg Valla Bawan Bujurg Valla Rae Bareli ,Rai Bareli ,Uttar Pradesh Pin 229306

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Rai Bareli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002853 for the Bavan Bujurg Balla branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Bavan Bujurg Balla, Rai Bareli, Uttar Pradesh, is provided with a unique IFSC like UCBA0002853 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Rai Bareli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rai Bareli and Bachhrawan Mehrajganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Bavan Bujurg Balla do not get mixed with another location.

Format of the IFSC Code UCBA0002853

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bavan Bujurg Balla in Rai Bareli.

For example, the IFSC Code UCBA0002853 of Uco Bank for the Bavan Bujurg Balla branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002853 of Uco Bank for its Bavan Bujurg Balla branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Rai Bareli and Bachhrawan Mehrajganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Bavan Bujurg Balla or Rai Bareli to get the exact IFSC Code UCBA0002853.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Rai Bareli, then it will provide you proper information.

How to Use IFSC Code UCBA0002853 for Online Transfers?

Once you have the IFSC Code UCBA0002853 for the Bavan Bujurg Balla branch of Uco Bank in Rai Bareli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002853. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002853.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Bavan Bujurg Balla in Rai Bareli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Bavan Bujurg Balla, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rai Bareli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Bavan Bujurg Balla, Rai Bareli?

The IFSC Code is UCBA0002853.

Is the IFSC Code UCBA0002853 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Bavan Bujurg Balla?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bavan Bujurg Balla branch?

The address of the branch is Bavan Bujurg Valla Bawan Bujurg Valla Rae Bareli ,Rai Bareli ,Uttar Pradesh Pin 229306 located in Rai Bareli, Bachhrawan Mehrajganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.