The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Quilon-Trivandrum branch in Quilon, Quilon, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Quilon or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UCBA0000071. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Quilon-Trivandrum, Quilon

Here are some of the key details that come with the IFSC Code UCBA0000071 of Uco Bank for its branch located in Quilon, within the district of Quilon in the state of Kerala.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000071
Branch Quilon-Trivandrum
City Quilon
District Quilon
State Kerala
Address Beach Roadkollam 691001

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Quilon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000071 for the Quilon-Trivandrum branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Quilon-Trivandrum, Quilon, Kerala, are given a unique IFSC like UCBA0000071 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Quilon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Quilon and Quilon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Quilon-Trivandrum goes to the correct branch. This is important because Uco Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0000071

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Quilon-Trivandrum in Quilon.

For example, the IFSC Code UCBA0000071 of Uco Bank for the Quilon-Trivandrum branch includes these elements, identifying the bank and the branch location in Quilon and Kerala correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000071 of Uco Bank for its Quilon-Trivandrum branch located in Quilon, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Quilon and Quilon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Quilon-Trivandrum or Quilon to get the exact IFSC Code UCBA0000071.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Quilon that will provide accurate information.

How to Use IFSC Code UCBA0000071 for Online Transfers?

If you have the IFSC Code UCBA0000071 for the Quilon-Trivandrum branch of Uco Bank in Quilon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0000071. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0000071.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Quilon-Trivandrum in Quilon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Quilon-Trivandrum, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Quilon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Quilon-Trivandrum, Quilon?

The IFSC Code is UCBA0000071.

Is the IFSC Code UCBA0000071 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Quilon-Trivandrum?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Quilon-Trivandrum branch?

The address of the branch is Beach Roadkollam 691001 located in Quilon, Quilon, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.