The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Banmankhi branch in Purnea, Banmankhi, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Purnea or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0003501. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Banmankhi, Purnea
Here are the main details that are associated with the IFSC Code UCBA0003501 of Uco Bank for its branch located in Purnea, within the district of Banmankhi in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003501 |
| Branch | Banmankhi |
| City | Purnea |
| District | Banmankhi |
| State | Bihar |
| Address | Near Bus Stand Thana No 63 Main Road Banmankhi, Dist Purnea, Pin 854202 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Purnea for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003501 for the Banmankhi branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Banmankhi, Purnea, Bihar, are allotted a unique IFSC like UCBA0003501 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Purnea.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Purnea and Banmankhi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Banmankhi reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UCBA0003501
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Banmankhi in Purnea.
For example, the IFSC Code UCBA0003501 of Uco Bank for the Banmankhi branch includes these elements, identifying the bank and the branch location in Purnea and Bihar correctly.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0003501 of Uco Bank for its Banmankhi branch located in Purnea, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Purnea and Banmankhi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Banmankhi or Purnea to get the exact IFSC Code UCBA0003501.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Purnea, then it will provide you proper information.
How to Use IFSC Code UCBA0003501 for Online Transfers?
Once you have the IFSC Code UCBA0003501 for the Banmankhi branch of Uco Bank in Purnea, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003501. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003501.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Banmankhi in Purnea may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Banmankhi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Purnea manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Banmankhi Purnea branch is UCBA0003501.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Near Bus Stand Thana No 63 Main Road Banmankhi, Dist Purnea, Pin 854202.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.