Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Phulera branch in Phulera - Rajasthan, Phulera Rajasthan, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Phulera - Rajasthan or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UCBA0001093. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Phulera, Phulera - Rajasthan

Below in the table are the key details related to IFSC Code UCBA0001093 of Uco Bank for its branch located in Phulera - Rajasthan, within the district of Phulera Rajasthan in the state of Rajasthan.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001093
Branch Phulera
City Phulera - Rajasthan
District Phulera Rajasthan
State Rajasthan
Address Gandhi Chowk Near Police Thana ,Jaipur ,Rajasthan Pin 303338

These details helps users in online banking and for businesses and individuals who use Uco Bank in Phulera - Rajasthan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001093 for the Phulera branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Phulera, Phulera - Rajasthan, Rajasthan, is provided with a unique IFSC like UCBA0001093 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Phulera - Rajasthan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Phulera - Rajasthan and Phulera Rajasthan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Phulera do not get mixed with another location.

Format of the IFSC Code UCBA0001093

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Phulera in Phulera - Rajasthan.

For example, the IFSC Code UCBA0001093 of Uco Bank for the Phulera branch includes these elements, identifying the bank and the branch location in Phulera - Rajasthan and Rajasthan accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0001093 of Uco Bank for its Phulera branch located in Phulera - Rajasthan, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Phulera - Rajasthan and Phulera Rajasthan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Phulera or Phulera - Rajasthan to find the exact IFSC Code UCBA0001093.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Phulera - Rajasthan will provide accurate information.

How to Use IFSC Code UCBA0001093 for Online Transfers?

Once you have the IFSC Code UCBA0001093 for the Phulera branch of Uco Bank in Phulera - Rajasthan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001093. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001093.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Phulera in Phulera - Rajasthan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Phulera, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Phulera - Rajasthan manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Phulera, Phulera - Rajasthan?

The IFSC Code is UCBA0001093.

Is the IFSC Code UCBA0001093 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Phulera?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Phulera branch?

The address of the branch is Gandhi Chowk Near Police Thana ,Jaipur ,Rajasthan Pin 303338 located in Phulera - Rajasthan, Phulera Rajasthan, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.