IFSC Code of Uco Bank, Phiringia, Phiringia, Odisha — UCBA0001036

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Phiringia branch in Phulabani, Phiringia, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Phulabani or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0001036. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Phiringia, Phulabani

The table below shows the main details of the IFSC Code UCBA0001036 for the Uco Bank branch in Phulabani, which falls under the Phiringia district in Odisha.

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Phulabani for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001036 for the Phiringia branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Phiringia, Phulabani, Odisha, are given a unique IFSC like UCBA0001036 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Phulabani.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Phulabani and Phiringia.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Phiringia goes to the correct branch. This is important because Uco Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0001036

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Phiringia in Phulabani.

For example, the IFSC Code UCBA0001036 of Uco Bank for the Phiringia branch includes these elements, identifying the bank and the branch location in Phulabani and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001036 of Uco Bank for its Phiringia branch located in Phulabani, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Phulabani and Phiringia, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Phiringia or Phulabani to get the exact IFSC Code UCBA0001036.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Phulabani, you'll get the correct details.

How to Use IFSC Code UCBA0001036 for Online Transfers?

If you have the IFSC Code UCBA0001036 for the Phiringia branch of Uco Bank in Phulabani, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001036. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001036.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Phiringia in Phulabani, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Phiringia, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Phulabani manage online transfers as well as cheque clearances with ease.