IFSC Code of Uco Bank, Gumagarh, Gumagarh, Odisha — UCBA0001485

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Gumagarh branch in Phulabani, Gumagarh, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Phulabani or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0001485. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Gumagarh, Phulabani

Here are the key points that are associated with the IFSC Code UCBA0001485 of Uco Bank for its branch located in Phulabani, within the district of Gumagarh in the state of Odisha.

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Phulabani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001485 for the Gumagarh branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0001485 is given to every bank branch, including Uco Bank located in Gumagarh, Phulabani, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Uco Bank branch in Phulabani.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Phulabani and Gumagarh.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Gumagarh doesn't end up at another location.

Format of the IFSC Code UCBA0001485

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gumagarh in Phulabani.

For example, the IFSC Code UCBA0001485 of Uco Bank for the Gumagarh branch includes these elements, identifying the bank and the branch location in Phulabani and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0001485 of Uco Bank for its Gumagarh branch located in Phulabani, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Phulabani and Gumagarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Gumagarh or Phulabani to get the exact IFSC Code UCBA0001485.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Phulabani, then it will provide you proper information.

How to Use IFSC Code UCBA0001485 for Online Transfers?

Once you have the IFSC Code UCBA0001485 for the Gumagarh branch of Uco Bank in Phulabani, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001485. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001485.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Gumagarh in Phulabani may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Gumagarh, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Phulabani manage online transfers as well as cheque clearances with ease.