Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Baliguda branch in Phulabani, Baliguda, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Phulabani or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0002947. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Baliguda, Phulabani
Below in the table are the key details related to IFSC Code UCBA0002947 of Uco Bank for its branch located in Phulabani, within the district of Baliguda in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002947 |
| Branch | Baliguda |
| City | Phulabani |
| District | Baliguda |
| State | Odisha |
| Address | Patakhanda Street At P.O Baliguda Dist Kandhamal Pin 762103 ,Kandhamal ,Odisha Pin 762103 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Phulabani for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002947 for the Baliguda branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002947 is given to every bank branch, including Uco Bank located in Baliguda, Phulabani, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Phulabani.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Phulabani and Baliguda.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Baliguda doesn't end up at another location.
Format of the IFSC Code UCBA0002947
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baliguda in Phulabani.
For example, the IFSC Code UCBA0002947 of Uco Bank for the Baliguda branch includes these elements, identifying the bank and the branch location in Phulabani and Odisha accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002947 of Uco Bank for its Baliguda branch located in Phulabani, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Phulabani and Baliguda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Baliguda or Phulabani to get the exact IFSC Code UCBA0002947.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Phulabani, then it will provide you proper information.
How to Use IFSC Code UCBA0002947 for Online Transfers?
Once you have the IFSC Code UCBA0002947 for the Baliguda branch of Uco Bank in Phulabani, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002947. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0002947.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Baliguda in Phulabani, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Baliguda, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Phulabani manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Baliguda Phulabani branch is UCBA0002947.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Patakhanda Street At P.O Baliguda Dist Kandhamal Pin 762103 ,Kandhamal ,Odisha Pin 762103.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
