Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Gangakhed branch in Parbhani, Gangakhed, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Parbhani or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UCBA0002206. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Gangakhed, Parbhani
Below in the table are the key details related to IFSC Code UCBA0002206 of Uco Bank for its branch located in Parbhani, within the district of Gangakhed in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002206 |
| Branch | Gangakhed |
| City | Parbhani |
| District | Gangakhed |
| State | Maharashtra |
| Address | C O Dr. M.K.Ghule, Kamla Chitra Mandir Road Yogeshwar Colony Doctors Lane Gangakhed ,Parbhani ,Maharashtra Pin 431514 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Parbhani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002206 for the Gangakhed branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002206 is given to every bank branch, including Uco Bank located in Gangakhed, Parbhani, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Parbhani.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Parbhani and Gangakhed.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Gangakhed doesn't end up at another location.
Format of the IFSC Code UCBA0002206
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gangakhed in Parbhani.
For example, the IFSC Code UCBA0002206 of Uco Bank for the Gangakhed branch includes these elements, identifying the bank and the branch location in Parbhani and Maharashtra accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002206 of Uco Bank for its Gangakhed branch located in Parbhani, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Parbhani and Gangakhed, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Gangakhed or Parbhani to get the exact IFSC Code UCBA0002206.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Parbhani that will provide accurate information.
How to Use IFSC Code UCBA0002206 for Online Transfers?
Once you have the IFSC Code UCBA0002206 for the Gangakhed branch of Uco Bank in Parbhani, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002206. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002206.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Gangakhed in Parbhani, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Gangakhed, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Parbhani manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002206.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is C O Dr. M.K.Ghule, Kamla Chitra Mandir Road Yogeshwar Colony Doctors Lane Gangakhed ,Parbhani ,Maharashtra Pin 431514 located in Parbhani, Gangakhed, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.