The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Pakur branch in Pakur, Pakaur, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Pakur or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UCBA0002808. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Pakur, Pakur

Below in the table are the key details related to IFSC Code UCBA0002808 of Uco Bank for its branch located in Pakur, within the district of Pakaur in the state of Jharkhand.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002808
Branch Pakur
City Pakur
District Pakaur
State Jharkhand
Address Near Kali Bhasan Pokhar Bhagat Para,Pakur Dumka Road Pakur ,Pakur ,Jharkhand Pin 816107

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Pakur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002808 for the Pakur branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Pakur, Pakur, Jharkhand, are allotted a unique IFSC like UCBA0002808 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pakur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pakur and Pakaur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Pakur reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code UCBA0002808

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pakur in Pakur.

For example, the IFSC Code UCBA0002808 of Uco Bank for the Pakur branch includes these elements, identifying the bank and the branch location in Pakur and Jharkhand accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002808 of Uco Bank for its Pakur branch located in Pakur, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Pakur and Pakaur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Pakur or Pakur to get the exact IFSC Code UCBA0002808.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Pakur, then it will provide you proper information.

How to Use IFSC Code UCBA0002808 for Online Transfers?

If you have the IFSC Code UCBA0002808 for the Pakur branch of Uco Bank in Pakur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002808. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002808.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Pakur in Pakur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Pakur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pakur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Pakur, Pakur?

The IFSC Code is UCBA0002808.

Is the IFSC Code UCBA0002808 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Pakur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pakur branch?

The address of the branch is Near Kali Bhasan Pokhar Bhagat Para,Pakur Dumka Road Pakur ,Pakur ,Jharkhand Pin 816107 located in Pakur, Pakaur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.