The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Mirganguda branch in Nowrangpur, Nabarangapur, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Nowrangpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0002849. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Mirganguda, Nowrangpur

Here are the main details that are associated with the IFSC Code UCBA0002849 of Uco Bank for its branch located in Nowrangpur, within the district of Nabarangapur in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002849
Branch Mirganguda
City Nowrangpur
District Nabarangapur
State Odisha
Address Opp. Nabarangpur College At Po Mirganiguda Dist. Nabarangpur ,Nawrangpur ,Odisha Pin 764063

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Nowrangpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002849 for the Mirganguda branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002849 is given to every bank branch, including Uco Bank located in Mirganguda, Nowrangpur, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Nowrangpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Nowrangpur and Nabarangapur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Mirganguda doesn't end up at another location.

Format of the IFSC Code UCBA0002849

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mirganguda in Nowrangpur.

For example, the IFSC Code UCBA0002849 of Uco Bank for the Mirganguda branch has these elements, identifying the bank and the branch location in Nowrangpur and Odisha correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002849 of Uco Bank for its Mirganguda branch located in Nowrangpur, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Nowrangpur and Nabarangapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Mirganguda or Nowrangpur to get the exact IFSC Code UCBA0002849.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Nowrangpur, you'll get the correct details.

How to Use IFSC Code UCBA0002849 for Online Transfers?

If you have the IFSC Code UCBA0002849 for the Mirganguda branch of Uco Bank in Nowrangpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002849. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002849.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Mirganguda in Nowrangpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Mirganguda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nowrangpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Mirganguda Nowrangpur?

The IFSC Code of the Mirganguda Nowrangpur branch is UCBA0002849.

Is IFSC Code UCBA0002849 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Mirganguda branch?

The branch is located at Opp. Nabarangpur College At Po Mirganiguda Dist. Nabarangpur ,Nawrangpur ,Odisha Pin 764063.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.