There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Nimpara - Puri branch in Nimapara, Nimapara, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Nimapara or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UCBA0000397. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Nimpara - Puri, Nimapara
The table below shows the main details of the IFSC Code UCBA0000397 for the Uco Bank branch in Nimapara, which falls under the Nimapara district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000397 |
| Branch | Nimpara - Puri |
| City | Nimapara |
| District | Nimapara |
| State | Odisha |
| Address | At/Po-Nimpara,Ps-Nimpara Dist, Puri 752106 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Nimapara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000397 for the Nimpara - Puri branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Nimpara - Puri, Nimapara, Odisha, are allotted a unique IFSC like UCBA0000397 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Nimapara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Nimapara and Nimapara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Nimpara - Puri reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code UCBA0000397
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nimpara - Puri in Nimapara.
For example, the IFSC Code UCBA0000397 of Uco Bank for the Nimpara - Puri branch has these elements, identifying the bank and the branch location in Nimapara and Odisha correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0000397 of Uco Bank for its Nimpara - Puri branch located in Nimapara, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Nimapara and Nimapara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Nimpara - Puri or Nimapara to find the exact IFSC Code UCBA0000397.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Nimapara will provide accurate information.
How to Use IFSC Code UCBA0000397 for Online Transfers?
If you have the IFSC Code UCBA0000397 for the Nimpara - Puri branch of Uco Bank in Nimapara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000397. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0000397.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Nimpara - Puri in Nimapara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Nimpara - Puri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nimapara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000397.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At/Po-Nimpara,Ps-Nimpara Dist, Puri 752106 located in Nimapara, Nimapara, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.