The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Satpatna branch in Nayagarh, Daspalla, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Nayagarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0000400. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Satpatna, Nayagarh
The table below shows the main details of the IFSC Code UCBA0000400 for the Uco Bank branch in Nayagarh, which falls under the Daspalla district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000400 |
| Branch | Satpatna |
| City | Nayagarh |
| District | Daspalla |
| State | Odisha |
| Address | Daspalla ,Nayagarh ,Odisha Pin 752091 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Nayagarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000400 for the Satpatna branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Satpatna, Nayagarh, Odisha, is provided a unique IFSC like UCBA0000400 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Nayagarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nayagarh and Daspalla.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Satpatna do not get misguided to another person.
Format of the IFSC Code UCBA0000400
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Satpatna in Nayagarh.
For example, the IFSC Code UCBA0000400 of Uco Bank for the Satpatna branch includes these elements, identifying the bank and the branch location in Nayagarh and Odisha correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000400 of Uco Bank for its Satpatna branch located in Nayagarh, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Nayagarh and Daspalla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Satpatna or Nayagarh to get the exact IFSC Code UCBA0000400.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Nayagarh that will provide accurate information.
How to Use IFSC Code UCBA0000400 for Online Transfers?
Once you have the IFSC Code UCBA0000400 for the Satpatna branch of Uco Bank in Nayagarh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000400. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0000400.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Satpatna in Nayagarh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Satpatna, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Nayagarh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000400.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Daspalla ,Nayagarh ,Odisha Pin 752091 located in Nayagarh, Daspalla, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.