Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Khariar Road branch in Nawapara, Khariar Road, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Nawapara or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0002404. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Khariar Road, Nawapara

Here are the key points that are associated with the IFSC Code UCBA0002404 of Uco Bank for its branch located in Nawapara, within the district of Khariar Road in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002404
Branch Khariar Road
City Nawapara
District Khariar Road
State Odisha
Address Vidya Complex, Main Road, At Po Khariar Road, P S Jonk, Dist Nuapada ,Nawapara ,Odisha Pin 766104

These details help users in online banking and for businesses and individuals who use Uco Bank in Nawapara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002404 for the Khariar Road branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Khariar Road, Nawapara, Odisha, are given a unique IFSC like UCBA0002404 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nawapara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Nawapara and Khariar Road.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Khariar Road goes to the correct branch. This is important because Uco Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0002404

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khariar Road in Nawapara.

For example, the IFSC Code UCBA0002404 of Uco Bank for the Khariar Road branch has these elements, identifying the bank and the branch location in Nawapara and Odisha correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002404 of Uco Bank for its Khariar Road branch located in Nawapara, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Nawapara and Khariar Road, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Khariar Road or Nawapara to get the exact IFSC Code UCBA0002404.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Nawapara, you'll get the correct details.

How to Use IFSC Code UCBA0002404 for Online Transfers?

Once you have the IFSC Code UCBA0002404 for the Khariar Road branch of Uco Bank in Nawapara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002404. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002404.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Khariar Road in Nawapara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Khariar Road, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nawapara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Khariar Road, Nawapara?

The IFSC Code is UCBA0002404.

Is the IFSC Code UCBA0002404 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Khariar Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khariar Road branch?

The address of the branch is Vidya Complex, Main Road, At Po Khariar Road, P S Jonk, Dist Nuapada ,Nawapara ,Odisha Pin 766104 located in Nawapara, Khariar Road, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.