Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Bilimora branch in Navsari, Bilimora, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0002841. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Bilimora, Navsari

The table below shows the main details of the IFSC Code UCBA0002841 for the Uco Bank branch in Navsari, which falls under the Bilimora district in Gujarat.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002841
Branch Bilimora
City Navsari
District Bilimora
State Gujarat
Address 1 Tulip Recidency Gr Floor Nursery Road Devsar Bilimora ,Navsari ,Gujarat Pin 396321

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Navsari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002841 for the Bilimora branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Bilimora, Navsari, Gujarat, are allotted a unique IFSC like UCBA0002841 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Navsari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Navsari and Bilimora.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Bilimora reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code UCBA0002841

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bilimora in Navsari.

For example, the IFSC Code UCBA0002841 of Uco Bank for the Bilimora branch includes these elements, identifying the bank and the branch location in Navsari and Gujarat accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002841 of Uco Bank for its Bilimora branch located in Navsari, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Navsari and Bilimora, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Bilimora or Navsari to get the exact IFSC Code UCBA0002841.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Navsari, you'll get the correct details.

How to Use IFSC Code UCBA0002841 for Online Transfers?

Once you have the IFSC Code UCBA0002841 for the Bilimora branch of Uco Bank in Navsari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002841. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002841.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Bilimora in Navsari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Bilimora, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Navsari manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Bilimora, Navsari?

The IFSC Code is UCBA0002841.

Is the IFSC Code UCBA0002841 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Bilimora?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bilimora branch?

The address of the branch is 1 Tulip Recidency Gr Floor Nursery Road Devsar Bilimora ,Navsari ,Gujarat Pin 396321 located in Navsari, Bilimora, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.