There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Jagi Road Branch branch in Morigoan, Jagi Road, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Morigoan or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code UCBA0002957. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Jagi Road Branch, Morigoan

Here are the main details that are associated with the IFSC Code UCBA0002957 of Uco Bank for its branch located in Morigoan, within the district of Jagi Road in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002957
Branch Jagi Road Branch
City Morigoan
District Jagi Road
State Assam
Address Shilbhanga Po. Jagiroad Dist. Morigaon ,Morigaon ,Assam Pin 782410

These details help users in online banking and for businesses and individuals who use Uco Bank in Morigoan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002957 for the Jagi Road Branch branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002957 is given to every bank branch, including Uco Bank located in Jagi Road Branch, Morigoan, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Morigoan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Morigoan and Jagi Road.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Jagi Road Branch doesn't end up at another location.

Format of the IFSC Code UCBA0002957

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jagi Road Branch in Morigoan.

For example, the IFSC Code UCBA0002957 of Uco Bank for the Jagi Road Branch branch has these elements, identifying the bank and the branch location in Morigoan and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002957 of Uco Bank for its Jagi Road Branch branch located in Morigoan, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Morigoan and Jagi Road, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Jagi Road Branch or Morigoan to get the exact IFSC Code UCBA0002957.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Morigoan, then it will provide you proper information.

How to Use IFSC Code UCBA0002957 for Online Transfers?

Once you have the IFSC Code UCBA0002957 for the Jagi Road Branch branch of Uco Bank in Morigoan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002957. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002957.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Jagi Road Branch in Morigoan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Jagi Road Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Morigoan manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Jagi Road Branch Morigoan?

The IFSC Code of the Jagi Road Branch Morigoan branch is UCBA0002957.

Is IFSC Code UCBA0002957 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Jagi Road Branch branch?

The branch is located at Shilbhanga Po. Jagiroad Dist. Morigaon ,Morigaon ,Assam Pin 782410.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.