The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Bagha Purana branch in Moga, Bagha Purana, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Moga or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UCBA0002306. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Bagha Purana, Moga
Here are some of the key details that come with the IFSC Code UCBA0002306 of Uco Bank for its branch located in Moga, within the district of Bagha Purana in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002306 |
| Branch | Bagha Purana |
| City | Moga |
| District | Bagha Purana |
| State | Punjab |
| Address | Mudki Road Baghapurana , Dist. Moga ,Moga ,Punjab Pin 142038 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Moga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002306 for the Bagha Purana branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Bagha Purana, Moga, Punjab, is provided with a unique IFSC like UCBA0002306 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Moga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Moga and Bagha Purana.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Bagha Purana do not get mixed with another location.
Format of the IFSC Code UCBA0002306
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bagha Purana in Moga.
For example, the IFSC Code UCBA0002306 of Uco Bank for the Bagha Purana branch includes these elements, identifying the bank and the branch location in Moga and Punjab correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002306 of Uco Bank for its Bagha Purana branch located in Moga, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Moga and Bagha Purana, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Bagha Purana or Moga to get the exact IFSC Code UCBA0002306.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Moga, you'll get the correct details.
How to Use IFSC Code UCBA0002306 for Online Transfers?
Once you have the IFSC Code UCBA0002306 for the Bagha Purana branch of Uco Bank in Moga, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002306. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002306.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Bagha Purana in Moga may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Bagha Purana, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Moga manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002306.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mudki Road Baghapurana , Dist. Moga ,Moga ,Punjab Pin 142038 located in Moga, Bagha Purana, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.