The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Jhargram branch in Medinipur, Jhargram, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0002067. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Jhargram, Medinipur

Here are some of the key details that come with the IFSC Code UCBA0002067 of Uco Bank for its branch located in Medinipur, within the district of Jhargram in the state of West Bengal.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002067
Branch Jhargram
City Medinipur
District Jhargram
State West Bengal
Address Jhargram Main Road P.O.Jhargram 721507 Dist Paschim Medinipur ,Jhargram ,West Bengal Pin 721507

These details helps users in online banking and for businesses and individuals who use Uco Bank in Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002067 for the Jhargram branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Jhargram, Medinipur, West Bengal, is provided with a unique IFSC like UCBA0002067 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Medinipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Medinipur and Jhargram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Jhargram do not get mixed with another location.

Format of the IFSC Code UCBA0002067

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhargram in Medinipur.

For example, the IFSC Code UCBA0002067 of Uco Bank for the Jhargram branch includes these elements, identifying the bank and the branch location in Medinipur and West Bengal accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002067 of Uco Bank for its Jhargram branch located in Medinipur, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Medinipur and Jhargram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Jhargram or Medinipur to get the exact IFSC Code UCBA0002067.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Medinipur that will provide accurate information.

How to Use IFSC Code UCBA0002067 for Online Transfers?

If you have the IFSC Code UCBA0002067 for the Jhargram branch of Uco Bank in Medinipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002067. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002067.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Jhargram in Medinipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Jhargram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Medinipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Jhargram, Medinipur?

The IFSC Code is UCBA0002067.

Is the IFSC Code UCBA0002067 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Jhargram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhargram branch?

The address of the branch is Jhargram Main Road P.O.Jhargram 721507 Dist Paschim Medinipur ,Jhargram ,West Bengal Pin 721507 located in Medinipur, Jhargram, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.