For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Bhairabpur branch in Medinipur, Bhairabpur, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0001662. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Bhairabpur, Medinipur

Here are some of the key details that come with the IFSC Code UCBA0001662 of Uco Bank for its branch located in Medinipur, within the district of Bhairabpur in the state of West Bengal.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001662
Branch Bhairabpur
City Medinipur
District Bhairabpur
State West Bengal
Address Vill And Po Bhagbantapur Dist Paschim Medinipur ,Paschim Medinipur ,West Bengal Pin 721201

These details help users in online banking and for businesses and individuals who use Uco Bank in Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001662 for the Bhairabpur branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Bhairabpur, Medinipur, West Bengal, are allotted a unique IFSC like UCBA0001662 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Medinipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Medinipur and Bhairabpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Bhairabpur reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code UCBA0001662

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhairabpur in Medinipur.

For example, the IFSC Code UCBA0001662 of Uco Bank for the Bhairabpur branch includes these elements, identifying the bank and the branch location in Medinipur and West Bengal correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0001662 of Uco Bank for its Bhairabpur branch located in Medinipur, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Medinipur and Bhairabpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Bhairabpur or Medinipur to get the exact IFSC Code UCBA0001662.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Medinipur, then it will provide you proper information.

How to Use IFSC Code UCBA0001662 for Online Transfers?

If you have the IFSC Code UCBA0001662 for the Bhairabpur branch of Uco Bank in Medinipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001662. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001662.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Bhairabpur in Medinipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Bhairabpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Medinipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Bhairabpur, Medinipur?

The IFSC Code is UCBA0001662.

Is the IFSC Code UCBA0001662 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Bhairabpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhairabpur branch?

The address of the branch is Vill And Po Bhagbantapur Dist Paschim Medinipur ,Paschim Medinipur ,West Bengal Pin 721201 located in Medinipur, Bhairabpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.