For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Govardhan Chaurah branch in Mathura, Mathura, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Mathura or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0003467. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Govardhan Chaurah, Mathura
Here are the key points that are associated with the IFSC Code UCBA0003467 of Uco Bank for its branch located in Mathura, within the district of Mathura in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003467 |
| Branch | Govardhan Chaurah |
| City | Mathura |
| District | Mathura |
| State | Uttar Pradesh |
| Address | 21 Lajpat Nagar Nh 2 Mathura U.P Pincode 281004 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Mathura for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003467 for the Govardhan Chaurah branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003467 is given to every bank branch, including Uco Bank located in Govardhan Chaurah, Mathura, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Mathura.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mathura and Mathura.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Govardhan Chaurah doesn't end up at another location.
Format of the IFSC Code UCBA0003467
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Govardhan Chaurah in Mathura.
For example, the IFSC Code UCBA0003467 of Uco Bank for the Govardhan Chaurah branch includes these elements, identifying the bank and the branch location in Mathura and Uttar Pradesh correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0003467 of Uco Bank for its Govardhan Chaurah branch located in Mathura, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Mathura and Mathura, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Govardhan Chaurah or Mathura to get the exact IFSC Code UCBA0003467.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Mathura, you'll get the correct details.
How to Use IFSC Code UCBA0003467 for Online Transfers?
Once you have the IFSC Code UCBA0003467 for the Govardhan Chaurah branch of Uco Bank in Mathura, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0003467. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003467.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Govardhan Chaurah in Mathura, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Govardhan Chaurah, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mathura manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003467.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 21 Lajpat Nagar Nh 2 Mathura U.P Pincode 281004 located in Mathura, Mathura, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.