The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Mangaldai branch in Mangaldai, Mangaldai, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Mangaldai or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000558. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Mangaldai, Mangaldai
The table below shows the main details of the IFSC Code UCBA0000558 for the Uco Bank branch in Mangaldai, which falls under the Mangaldai district in Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000558 |
| Branch | Mangaldai |
| City | Mangaldai |
| District | Mangaldai |
| State | Assam |
| Address | Uco Bankmangaldai 784125 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Mangaldai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0000558 for the Mangaldai branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Mangaldai, Mangaldai, Assam, is provided a unique IFSC like UCBA0000558 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Mangaldai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mangaldai and Mangaldai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Mangaldai do not get misguided to another person.
Format of the IFSC Code UCBA0000558
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangaldai in Mangaldai.
For example, the IFSC Code UCBA0000558 of Uco Bank for the Mangaldai branch includes these elements, identifying the bank and the branch location in Mangaldai and Assam correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000558 of Uco Bank for its Mangaldai branch located in Mangaldai, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Mangaldai and Mangaldai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Mangaldai or Mangaldai to get the exact IFSC Code UCBA0000558.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Mangaldai, you'll get the correct details.
How to Use IFSC Code UCBA0000558 for Online Transfers?
Once you have the IFSC Code UCBA0000558 for the Mangaldai branch of Uco Bank in Mangaldai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0000558. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000558.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Mangaldai in Mangaldai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Mangaldai, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mangaldai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000558.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bankmangaldai 784125 located in Mangaldai, Mangaldai, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.