Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Mahoba branch in Mahoba, Mahoba, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Mahoba or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002516. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Mahoba, Mahoba

The table below shows the main details of the IFSC Code UCBA0002516 for the Uco Bank branch in Mahoba, which falls under the Mahoba district in Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002516
Branch Mahoba
City Mahoba
District Mahoba
State Uttar Pradesh
Address Awasthi Market Opp. Pvt Bus Stand Mahoba ,Mahoba ,Uttar Pradesh Pin 210427

These details helps users in online banking and for businesses and individuals who use Uco Bank in Mahoba for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002516 for the Mahoba branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Mahoba, Mahoba, Uttar Pradesh, is provided with a unique IFSC like UCBA0002516 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Mahoba.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mahoba and Mahoba.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Mahoba do not get mixed with another location.

Format of the IFSC Code UCBA0002516

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mahoba in Mahoba.

For example, the IFSC Code UCBA0002516 of Uco Bank for the Mahoba branch has these elements, identifying the bank and the branch location in Mahoba and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002516 of Uco Bank for its Mahoba branch located in Mahoba, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Mahoba and Mahoba, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Mahoba or Mahoba to get the exact IFSC Code UCBA0002516.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Mahoba that will provide accurate information.

How to Use IFSC Code UCBA0002516 for Online Transfers?

Once you have the IFSC Code UCBA0002516 for the Mahoba branch of Uco Bank in Mahoba, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002516. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002516.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Mahoba in Mahoba may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Mahoba, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mahoba manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Mahoba, Mahoba?

The IFSC Code is UCBA0002516.

Is the IFSC Code UCBA0002516 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Mahoba?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mahoba branch?

The address of the branch is Awasthi Market Opp. Pvt Bus Stand Mahoba ,Mahoba ,Uttar Pradesh Pin 210427 located in Mahoba, Mahoba, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.