Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Kadi branch in Mahesana, Kadi, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0002777. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Kadi, Mahesana

Below in the table are the key details related to IFSC Code UCBA0002777 of Uco Bank for its branch located in Mahesana, within the district of Kadi in the state of Gujarat.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002777
Branch Kadi
City Mahesana
District Kadi
State Gujarat
Address 10 13 Neptune Arcade Panjarapole Chhattral Highway Road Kundal Gam Kadi ,Mahesana ,Gujarat Pin 382715

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Mahesana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002777 for the Kadi branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Kadi, Mahesana, Gujarat, is provided a unique IFSC like UCBA0002777 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Mahesana.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mahesana and Kadi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Kadi do not get misguided to another person.

Format of the IFSC Code UCBA0002777

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadi in Mahesana.

For example, the IFSC Code UCBA0002777 of Uco Bank for the Kadi branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002777 of Uco Bank for its Kadi branch located in Mahesana, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Mahesana and Kadi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Kadi or Mahesana to get the exact IFSC Code UCBA0002777.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Mahesana, then it will provide you proper information.

How to Use IFSC Code UCBA0002777 for Online Transfers?

Once you have the IFSC Code UCBA0002777 for the Kadi branch of Uco Bank in Mahesana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002777. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002777.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Kadi in Mahesana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mahesana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Kadi, Mahesana?

The IFSC Code is UCBA0002777.

Is the IFSC Code UCBA0002777 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Kadi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kadi branch?

The address of the branch is 10 13 Neptune Arcade Panjarapole Chhattral Highway Road Kundal Gam Kadi ,Mahesana ,Gujarat Pin 382715 located in Mahesana, Kadi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.