Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Sahur branch in Lakhisarai, Sahur, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Lakhisarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001587. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Sahur, Lakhisarai
Here are the main details that are associated with the IFSC Code UCBA0001587 of Uco Bank for its branch located in Lakhisarai, within the district of Sahur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001587 |
| Branch | Sahur |
| City | Lakhisarai |
| District | Sahur |
| State | Bihar |
| Address | Vill And Po Sahur Ps Surajgarha Via Rly. Station Kiul Dist Lakhisarai ,Lakhisarai ,Bihar Pin 811310 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Lakhisarai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001587 for the Sahur branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0001587 is given to every bank branch, including Uco Bank located in Sahur, Lakhisarai, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Lakhisarai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhisarai and Sahur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Sahur doesn't end up at another location.
Format of the IFSC Code UCBA0001587
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sahur in Lakhisarai.
For example, the IFSC Code UCBA0001587 of Uco Bank for the Sahur branch includes these elements, identifying the bank and the branch location in Lakhisarai and Bihar accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001587 of Uco Bank for its Sahur branch located in Lakhisarai, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Lakhisarai and Sahur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Sahur or Lakhisarai to get the exact IFSC Code UCBA0001587.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Lakhisarai that will provide accurate information.
How to Use IFSC Code UCBA0001587 for Online Transfers?
If you have the IFSC Code UCBA0001587 for the Sahur branch of Uco Bank in Lakhisarai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001587. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001587.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Sahur in Lakhisarai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sahur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Lakhisarai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sahur Lakhisarai branch is UCBA0001587.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill And Po Sahur Ps Surajgarha Via Rly. Station Kiul Dist Lakhisarai ,Lakhisarai ,Bihar Pin 811310.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.