For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Adhiyana branch in Lakhimpur Kheri, Kheri, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0001653. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Adhiyana, Lakhimpur Kheri
Below in the table are the key details related to IFSC Code UCBA0001653 of Uco Bank for its branch located in Lakhimpur Kheri, within the district of Kheri in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001653 |
| Branch | Adhiyana |
| City | Lakhimpur Kheri |
| District | Kheri |
| State | Uttar Pradesh |
| Address | Vill. Chander Pal Kheri, P.O. Nakur Tehsil Nakur Distt. Saharanpur Up ,Saharanpur ,Uttar Pradesh Pin 247342 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Lakhimpur Kheri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001653 for the Adhiyana branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0001653 is given to every bank branch, including Uco Bank located in Adhiyana, Lakhimpur Kheri, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Lakhimpur Kheri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur Kheri and Kheri.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Adhiyana doesn't end up at another location.
Format of the IFSC Code UCBA0001653
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Adhiyana in Lakhimpur Kheri.
For example, the IFSC Code UCBA0001653 of Uco Bank for the Adhiyana branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0001653 of Uco Bank for its Adhiyana branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Lakhimpur Kheri and Kheri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Adhiyana or Lakhimpur Kheri to get the exact IFSC Code UCBA0001653.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Lakhimpur Kheri, then it will provide you proper information.
How to Use IFSC Code UCBA0001653 for Online Transfers?
Once you have the IFSC Code UCBA0001653 for the Adhiyana branch of Uco Bank in Lakhimpur Kheri, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001653. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001653.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Adhiyana in Lakhimpur Kheri, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Adhiyana, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Lakhimpur Kheri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001653.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill. Chander Pal Kheri, P.O. Nakur Tehsil Nakur Distt. Saharanpur Up ,Saharanpur ,Uttar Pradesh Pin 247342 located in Lakhimpur Kheri, Kheri, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.