The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Kendriya Vidyalay-Kota branch in Kota, Kota, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Kota or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UCBA0001964. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Kendriya Vidyalay-Kota, Kota
Below in the table are the key details related to IFSC Code UCBA0001964 of Uco Bank for its branch located in Kota, within the district of Kota in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001964 |
| Branch | Kendriya Vidyalay-Kota |
| City | Kota |
| District | Kota |
| State | Rajasthan |
| Address | K.V.No.1, Station Road, Kota ,Kota ,Rajasthan Pin 324002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Kota for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001964 for the Kendriya Vidyalay-Kota branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Kendriya Vidyalay-Kota, Kota, Rajasthan, are allotted a unique IFSC like UCBA0001964 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kota.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kota and Kota.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Kendriya Vidyalay-Kota reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code UCBA0001964
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kendriya Vidyalay-Kota in Kota.
For example, the IFSC Code UCBA0001964 of Uco Bank for the Kendriya Vidyalay-Kota branch includes these elements, identifying the bank and the branch location in Kota and Rajasthan accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001964 of Uco Bank for its Kendriya Vidyalay-Kota branch located in Kota, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Kota and Kota, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Kendriya Vidyalay-Kota or Kota to get the exact IFSC Code UCBA0001964.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Kota that will provide accurate information.
How to Use IFSC Code UCBA0001964 for Online Transfers?
Once you have the IFSC Code UCBA0001964 for the Kendriya Vidyalay-Kota branch of Uco Bank in Kota, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001964. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001964.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Kendriya Vidyalay-Kota in Kota, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Kendriya Vidyalay-Kota, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kota manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001964.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is K.V.No.1, Station Road, Kota ,Kota ,Rajasthan Pin 324002 located in Kota, Kota, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
