Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Agarkhar branch in Korba, Korba, or Chhattisgarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Korba or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UCBA0001109. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Agarkhar, Korba
Here are some of the key details that come with the IFSC Code UCBA0001109 of Uco Bank for its branch located in Korba, within the district of Korba in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001109 |
| Branch | Agarkhar |
| City | Korba |
| District | Korba |
| State | Chhattisgarh |
| Address | Hotel Green Park Complex, Near Ntpc Gate Po Jamnipali, Dist Korba, C.G. ,Korba ,Chhattisgarh Pin 495450 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Korba for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001109 for the Agarkhar branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Agarkhar, Korba, Chhattisgarh, is provided a unique IFSC like UCBA0001109 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Korba.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Korba and Korba.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Agarkhar do not get misguided to another person.
Format of the IFSC Code UCBA0001109
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Agarkhar in Korba.
For example, the IFSC Code UCBA0001109 of Uco Bank for the Agarkhar branch includes these elements, identifying the bank and the branch location in Korba and Chhattisgarh accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001109 of Uco Bank for its Agarkhar branch located in Korba, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Korba and Korba, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Agarkhar or Korba to get the exact IFSC Code UCBA0001109.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Korba that will provide accurate information.
How to Use IFSC Code UCBA0001109 for Online Transfers?
If you have the IFSC Code UCBA0001109 for the Agarkhar branch of Uco Bank in Korba, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001109. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001109.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Agarkhar in Korba, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Agarkhar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Korba to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001109.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hotel Green Park Complex, Near Ntpc Gate Po Jamnipali, Dist Korba, C.G. ,Korba ,Chhattisgarh Pin 495450 located in Korba, Korba, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.