IFSC Code of Uco Bank, Kohima Secretariat Road Branch, Kohima, Nagaland — UCBA0003254

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Kohima Secretariat Road Branch branch in Kohima, Kohima, Nagaland, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UCBA0003254. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Kohima Secretariat Road Branch, Kohima

The table below shows the main details of the IFSC Code UCBA0003254 for the Uco Bank branch in Kohima, which falls under the Kohima district in Nagaland.

These details helps users in online banking and for businesses and individuals who use Uco Bank in Kohima for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003254 for the Kohima Secretariat Road Branch branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003254 is given to every bank branch, including Uco Bank located in Kohima Secretariat Road Branch, Kohima, Nagaland, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Uco Bank branch in Kohima.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kohima and Kohima.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Nagaland and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Kohima Secretariat Road Branch doesn't end up at another location.

Format of the IFSC Code UCBA0003254

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kohima Secretariat Road Branch in Kohima.

For example, the IFSC Code UCBA0003254 of Uco Bank for the Kohima Secretariat Road Branch branch has these elements, identifying the bank and the branch location in Kohima and Nagaland correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0003254 of Uco Bank for its Kohima Secretariat Road Branch branch located in Kohima, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Kohima and Kohima, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Kohima Secretariat Road Branch or Kohima to get the exact IFSC Code UCBA0003254.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Kohima, then it will provide you proper information.

How to Use IFSC Code UCBA0003254 for Online Transfers?

Once you have the IFSC Code UCBA0003254 for the Kohima Secretariat Road Branch branch of Uco Bank in Kohima, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003254. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0003254.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Kohima Secretariat Road Branch in Kohima, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kohima Secretariat Road Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kohima to handle online money transfers and get their cheques cleared smoothly.