There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Recong Peo branch in Kinnaur, Recong Peo, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Kinnaur or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code UCBA0002141. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Recong Peo, Kinnaur

Here are the main details that are associated with the IFSC Code UCBA0002141 of Uco Bank for its branch located in Kinnaur, within the district of Recong Peo in the state of Himachal Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002141
Branch Recong Peo
City Kinnaur
District Recong Peo
State Himachal Pradesh
Address Recongpeo Main Road Kalpa Kinaur ,Kinnaur ,Himachal Pradesh Pin 172107

These details help users in online banking and for businesses and individuals who use Uco Bank in Kinnaur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002141 for the Recong Peo branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Recong Peo, Kinnaur, Himachal Pradesh, is provided a unique IFSC like UCBA0002141 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Kinnaur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kinnaur and Recong Peo.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Recong Peo do not get misguided to another person.

Format of the IFSC Code UCBA0002141

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Recong Peo in Kinnaur.

For example, the IFSC Code UCBA0002141 of Uco Bank for the Recong Peo branch has these elements, identifying the bank and the branch location in Kinnaur and Himachal Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002141 of Uco Bank for its Recong Peo branch located in Kinnaur, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Kinnaur and Recong Peo, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Recong Peo or Kinnaur to get the exact IFSC Code UCBA0002141.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Kinnaur, you'll get the correct details.

How to Use IFSC Code UCBA0002141 for Online Transfers?

Once you have the IFSC Code UCBA0002141 for the Recong Peo branch of Uco Bank in Kinnaur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002141. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002141.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Recong Peo in Kinnaur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Recong Peo, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kinnaur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Recong Peo, Kinnaur?

The IFSC Code is UCBA0002141.

Is the IFSC Code UCBA0002141 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Recong Peo?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Recong Peo branch?

The address of the branch is Recongpeo Main Road Kalpa Kinaur ,Kinnaur ,Himachal Pradesh Pin 172107 located in Kinnaur, Recong Peo, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.