There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Khurda - Orissa branch in Khurda, Khurda, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Khurda or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UCBA0001862. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Khurda - Orissa, Khurda
The table below shows the main details of the IFSC Code UCBA0001862 for the Uco Bank branch in Khurda, which falls under the Khurda district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001862 |
| Branch | Khurda - Orissa |
| City | Khurda |
| District | Khurda |
| State | Odisha |
| Address | Uco Bank Radhaballava Lane Main Road Khurda ,Khurda ,Odisha Pin 752005 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Khurda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001862 for the Khurda - Orissa branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Khurda - Orissa, Khurda, Odisha, is provided a unique IFSC like UCBA0001862 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Khurda.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Khurda and Khurda.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Khurda - Orissa do not get misguided to another person.
Format of the IFSC Code UCBA0001862
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khurda - Orissa in Khurda.
For example, the IFSC Code UCBA0001862 of Uco Bank for the Khurda - Orissa branch includes these elements, identifying the bank and the branch location in Khurda and Odisha accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001862 of Uco Bank for its Khurda - Orissa branch located in Khurda, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Khurda and Khurda, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Khurda - Orissa or Khurda to get the exact IFSC Code UCBA0001862.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Khurda, you'll get the correct details.
How to Use IFSC Code UCBA0001862 for Online Transfers?
Once you have the IFSC Code UCBA0001862 for the Khurda - Orissa branch of Uco Bank in Khurda, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001862. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001862.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Khurda - Orissa in Khurda, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Khurda - Orissa, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Khurda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001862.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bank Radhaballava Lane Main Road Khurda ,Khurda ,Odisha Pin 752005 located in Khurda, Khurda, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.