For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Dalaisahi branch in Khurda, Bolgarh, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0003276. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Dalaisahi, Khurda

Here are the main details that are associated with the IFSC Code UCBA0003276 of Uco Bank for its branch located in Khurda, within the district of Bolgarh in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003276
Branch Dalaisahi
City Khurda
District Bolgarh
State Odisha
Address At Dalaisahi Po Manikagoda Via Bolagarh ,Khurda ,Odisha Pin 752066

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Khurda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003276 for the Dalaisahi branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003276 is given to every bank branch, including Uco Bank located in Dalaisahi, Khurda, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Khurda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Khurda and Bolgarh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Dalaisahi doesn't end up at another location.

Format of the IFSC Code UCBA0003276

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dalaisahi in Khurda.

For example, the IFSC Code UCBA0003276 of Uco Bank for the Dalaisahi branch includes these elements, identifying the bank and the branch location in Khurda and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0003276 of Uco Bank for its Dalaisahi branch located in Khurda, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Khurda and Bolgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Dalaisahi or Khurda to get the exact IFSC Code UCBA0003276.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Khurda, then it will provide you proper information.

How to Use IFSC Code UCBA0003276 for Online Transfers?

Once you have the IFSC Code UCBA0003276 for the Dalaisahi branch of Uco Bank in Khurda, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003276. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003276.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Dalaisahi in Khurda may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Dalaisahi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Khurda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Dalaisahi, Khurda?

The IFSC Code is UCBA0003276.

Is the IFSC Code UCBA0003276 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Dalaisahi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dalaisahi branch?

The address of the branch is At Dalaisahi Po Manikagoda Via Bolagarh ,Khurda ,Odisha Pin 752066 located in Khurda, Bolgarh, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.