There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Gogri Jamalpur branch in Khagaria, Gogri Jamalpur, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Khagaria or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code UCBA0003156. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Gogri Jamalpur, Khagaria
Here are the key points that are associated with the IFSC Code UCBA0003156 of Uco Bank for its branch located in Khagaria, within the district of Gogri Jamalpur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003156 |
| Branch | Gogri Jamalpur |
| City | Khagaria |
| District | Gogri Jamalpur |
| State | Bihar |
| Address | At Gogri Jamalpur, Po Ps Gogri, Dist Khagaria ,Khagaria ,Bihar Pin 851203 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Khagaria for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003156 for the Gogri Jamalpur branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Gogri Jamalpur, Khagaria, Bihar, is provided with a unique IFSC like UCBA0003156 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Khagaria.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Khagaria and Gogri Jamalpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Gogri Jamalpur do not get mixed with another location.
Format of the IFSC Code UCBA0003156
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gogri Jamalpur in Khagaria.
For example, the IFSC Code UCBA0003156 of Uco Bank for the Gogri Jamalpur branch includes these elements, identifying the bank and the branch location in Khagaria and Bihar accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0003156 of Uco Bank for its Gogri Jamalpur branch located in Khagaria, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Khagaria and Gogri Jamalpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Gogri Jamalpur or Khagaria to find the exact IFSC Code UCBA0003156.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Khagaria will provide accurate information.
How to Use IFSC Code UCBA0003156 for Online Transfers?
If you have the IFSC Code UCBA0003156 for the Gogri Jamalpur branch of Uco Bank in Khagaria, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003156. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003156.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Gogri Jamalpur in Khagaria, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Gogri Jamalpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Khagaria manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003156.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Gogri Jamalpur, Po Ps Gogri, Dist Khagaria ,Khagaria ,Bihar Pin 851203 located in Khagaria, Gogri Jamalpur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
