The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Marsaghai branch in Kendrapara, Kendrapara, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Kendrapara or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0000841. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Marsaghai, Kendrapara
Below in the table are the key details related to IFSC Code UCBA0000841 of Uco Bank for its branch located in Kendrapara, within the district of Kendrapara in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000841 |
| Branch | Marsaghai |
| City | Kendrapara |
| District | Kendrapara |
| State | Odisha |
| Address | Uco Bankmarsaghai 753213 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Kendrapara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000841 for the Marsaghai branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Marsaghai, Kendrapara, Odisha, are allotted a unique IFSC like UCBA0000841 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kendrapara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kendrapara and Kendrapara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Marsaghai reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code UCBA0000841
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Marsaghai in Kendrapara.
For example, the IFSC Code UCBA0000841 of Uco Bank for the Marsaghai branch includes these elements, identifying the bank and the branch location in Kendrapara and Odisha accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0000841 of Uco Bank for its Marsaghai branch located in Kendrapara, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Kendrapara and Kendrapara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Marsaghai or Kendrapara to get the exact IFSC Code UCBA0000841.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Kendrapara, then it will provide you proper information.
How to Use IFSC Code UCBA0000841 for Online Transfers?
Once you have the IFSC Code UCBA0000841 for the Marsaghai branch of Uco Bank in Kendrapara, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000841. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000841.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Marsaghai in Kendrapara may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Marsaghai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kendrapara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000841.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bankmarsaghai 753213 located in Kendrapara, Kendrapara, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.