For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Barapathar branch in Karbi Anglong, Santipur Barpathar, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Karbi Anglong or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0001545. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Barapathar, Karbi Anglong
Here are the main details that are associated with the IFSC Code UCBA0001545 of Uco Bank for its branch located in Karbi Anglong, within the district of Santipur Barpathar in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001545 |
| Branch | Barapathar |
| City | Karbi Anglong |
| District | Santipur Barpathar |
| State | Assam |
| Address | Santipur P.O. Barapathar Dist. Karbi Anglong ,Karbi Anglong ,Assam Pin 785602 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Karbi Anglong for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001545 for the Barapathar branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Barapathar, Karbi Anglong, Assam, is provided with a unique IFSC like UCBA0001545 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Karbi Anglong.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Karbi Anglong and Santipur Barpathar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Barapathar do not get mixed with another location.
Format of the IFSC Code UCBA0001545
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barapathar in Karbi Anglong.
For example, the IFSC Code UCBA0001545 of Uco Bank for the Barapathar branch includes these elements, identifying the bank and the branch location in Karbi Anglong and Assam correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001545 of Uco Bank for its Barapathar branch located in Karbi Anglong, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Karbi Anglong and Santipur Barpathar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Barapathar or Karbi Anglong to get the exact IFSC Code UCBA0001545.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Karbi Anglong that will provide accurate information.
How to Use IFSC Code UCBA0001545 for Online Transfers?
Once you have the IFSC Code UCBA0001545 for the Barapathar branch of Uco Bank in Karbi Anglong, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001545. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001545.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Barapathar in Karbi Anglong may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Barapathar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Karbi Anglong manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001545.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Santipur P.O. Barapathar Dist. Karbi Anglong ,Karbi Anglong ,Assam Pin 785602 located in Karbi Anglong, Santipur Barpathar, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.