The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Sultanpur Lodhi branch in Kapurthala, Sultanpur Lodhi, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Kapurthala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UCBA0002379. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Sultanpur Lodhi, Kapurthala
The table below shows the main details of the IFSC Code UCBA0002379 for the Uco Bank branch in Kapurthala, which falls under the Sultanpur Lodhi district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002379 |
| Branch | Sultanpur Lodhi |
| City | Kapurthala |
| District | Sultanpur Lodhi |
| State | Punjab |
| Address | Gurudwara Ber Sahib Road,Sultanpur Lodhi Distt. Kapurthala ,Kapurthala ,Punjab Pin 144626 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Kapurthala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002379 for the Sultanpur Lodhi branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Sultanpur Lodhi, Kapurthala, Punjab, is provided a unique IFSC like UCBA0002379 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Kapurthala.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kapurthala and Sultanpur Lodhi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Sultanpur Lodhi do not get misguided to another person.
Format of the IFSC Code UCBA0002379
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sultanpur Lodhi in Kapurthala.
For example, the IFSC Code UCBA0002379 of Uco Bank for the Sultanpur Lodhi branch includes these elements, identifying the bank and the branch location in Kapurthala and Punjab correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002379 of Uco Bank for its Sultanpur Lodhi branch located in Kapurthala, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Kapurthala and Sultanpur Lodhi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Sultanpur Lodhi or Kapurthala to get the exact IFSC Code UCBA0002379.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Kapurthala that will provide accurate information.
How to Use IFSC Code UCBA0002379 for Online Transfers?
Once you have the IFSC Code UCBA0002379 for the Sultanpur Lodhi branch of Uco Bank in Kapurthala, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002379. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002379.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Sultanpur Lodhi in Kapurthala may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Sultanpur Lodhi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kapurthala manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002379.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gurudwara Ber Sahib Road,Sultanpur Lodhi Distt. Kapurthala ,Kapurthala ,Punjab Pin 144626 located in Kapurthala, Sultanpur Lodhi, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.