For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Kidwai Nagar-Kanpur branch in Kanpur, Kanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Kanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0001617. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Kidwai Nagar-Kanpur, Kanpur

The table below shows the main details of the IFSC Code UCBA0001617 for the Uco Bank branch in Kanpur, which falls under the Kanpur district in Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001617
Branch Kidwai Nagar-Kanpur
City Kanpur
District Kanpur
State Uttar Pradesh
Address Gulab Complex , Site No.1 Kidwai Nagar ,Kanpur Nagar ,Uttar Pradesh Pin 208011

These details helps users in online banking and for businesses and individuals who use Uco Bank in Kanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001617 for the Kidwai Nagar-Kanpur branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Kidwai Nagar-Kanpur, Kanpur, Uttar Pradesh, is provided with a unique IFSC like UCBA0001617 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Kanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur and Kanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Kidwai Nagar-Kanpur do not get mixed with another location.

Format of the IFSC Code UCBA0001617

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kidwai Nagar-Kanpur in Kanpur.

For example, the IFSC Code UCBA0001617 of Uco Bank for the Kidwai Nagar-Kanpur branch includes these elements, identifying the bank and the branch location in Kanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001617 of Uco Bank for its Kidwai Nagar-Kanpur branch located in Kanpur, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Kanpur and Kanpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Kidwai Nagar-Kanpur or Kanpur to get the exact IFSC Code UCBA0001617.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Kanpur, you'll get the correct details.

How to Use IFSC Code UCBA0001617 for Online Transfers?

Once you have the IFSC Code UCBA0001617 for the Kidwai Nagar-Kanpur branch of Uco Bank in Kanpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001617. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001617.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Kidwai Nagar-Kanpur in Kanpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kidwai Nagar-Kanpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Kidwai Nagar-Kanpur Kanpur?

The IFSC Code of the Kidwai Nagar-Kanpur Kanpur branch is UCBA0001617.

Is IFSC Code UCBA0001617 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Kidwai Nagar-Kanpur branch?

The branch is located at Gulab Complex , Site No.1 Kidwai Nagar ,Kanpur Nagar ,Uttar Pradesh Pin 208011.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby UCO BANK Branches

Back to Top