There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Kallakurichi branch in Kallakurichi, Kallakurichi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Kallakurichi or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UCBA0003496. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Kallakurichi, Kallakurichi
Below in the table are the key details related to IFSC Code UCBA0003496 of Uco Bank for its branch located in Kallakurichi, within the district of Kallakurichi in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003496 |
| Branch | Kallakurichi |
| City | Kallakurichi |
| District | Kallakurichi |
| State | Tamil Nadu |
| Address | No. 20 U, Anna Nagar Bus Stop, Salem Main Road, Kallakurichi, Tamilnadu, 606202 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Kallakurichi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003496 for the Kallakurichi branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Kallakurichi, Kallakurichi, Tamil Nadu, is provided a unique IFSC like UCBA0003496 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Kallakurichi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kallakurichi and Kallakurichi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Kallakurichi do not get misguided to another person.
Format of the IFSC Code UCBA0003496
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kallakurichi in Kallakurichi.
For example, the IFSC Code UCBA0003496 of Uco Bank for the Kallakurichi branch includes these elements, identifying the bank and the branch location in Kallakurichi and Tamil Nadu accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0003496 of Uco Bank for its Kallakurichi branch located in Kallakurichi, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Kallakurichi and Kallakurichi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Kallakurichi or Kallakurichi to find the exact IFSC Code UCBA0003496.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Kallakurichi will provide accurate information.
How to Use IFSC Code UCBA0003496 for Online Transfers?
Once you have the IFSC Code UCBA0003496 for the Kallakurichi branch of Uco Bank in Kallakurichi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0003496. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003496.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Kallakurichi in Kallakurichi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Kallakurichi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kallakurichi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003496.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No. 20 U, Anna Nagar Bus Stop, Salem Main Road, Kallakurichi, Tamilnadu, 606202 located in Kallakurichi, Kallakurichi, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.