The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Sakti Ashram branch in Kakrojhar, Fakiragram, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Kakrojhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0001434. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Sakti Ashram, Kakrojhar
The table below shows the main details of the IFSC Code UCBA0001434 for the Uco Bank branch in Kakrojhar, which falls under the Fakiragram district in Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001434 |
| Branch | Sakti Ashram |
| City | Kakrojhar |
| District | Fakiragram |
| State | Assam |
| Address | P.O Sakti Ashram Dist Kokrajhar ,Kokrajhar ,Assam Pin 783345 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Kakrojhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001434 for the Sakti Ashram branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Sakti Ashram, Kakrojhar, Assam, are allotted a unique IFSC like UCBA0001434 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kakrojhar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kakrojhar and Fakiragram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Sakti Ashram reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code UCBA0001434
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sakti Ashram in Kakrojhar.
For example, the IFSC Code UCBA0001434 of Uco Bank for the Sakti Ashram branch has these elements, identifying the bank and the branch location in Kakrojhar and Assam correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001434 of Uco Bank for its Sakti Ashram branch located in Kakrojhar, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Kakrojhar and Fakiragram, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Sakti Ashram or Kakrojhar to get the exact IFSC Code UCBA0001434.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Kakrojhar, you'll get the correct details.
How to Use IFSC Code UCBA0001434 for Online Transfers?
Once you have the IFSC Code UCBA0001434 for the Sakti Ashram branch of Uco Bank in Kakrojhar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001434. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001434.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Sakti Ashram in Kakrojhar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sakti Ashram, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kakrojhar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sakti Ashram Kakrojhar branch is UCBA0001434.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at P.O Sakti Ashram Dist Kokrajhar ,Kokrajhar ,Assam Pin 783345.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.