Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Gossaigaon branch in Kakrojhar, Gossaigaon, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Kakrojhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000505. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Gossaigaon, Kakrojhar

Here are the key points that are associated with the IFSC Code UCBA0000505 of Uco Bank for its branch located in Kakrojhar, within the district of Gossaigaon in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000505
Branch Gossaigaon
City Kakrojhar
District Gossaigaon
State Assam
Address Po-Gossaingaon,Dist-Kokrajhar 783360

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Kakrojhar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0000505 for the Gossaigaon branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Gossaigaon, Kakrojhar, Assam, are allotted a unique IFSC like UCBA0000505 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kakrojhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kakrojhar and Gossaigaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Gossaigaon reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code UCBA0000505

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gossaigaon in Kakrojhar.

For example, the IFSC Code UCBA0000505 of Uco Bank for the Gossaigaon branch has these elements, identifying the bank and the branch location in Kakrojhar and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0000505 of Uco Bank for its Gossaigaon branch located in Kakrojhar, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Kakrojhar and Gossaigaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Gossaigaon or Kakrojhar to get the exact IFSC Code UCBA0000505.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Kakrojhar, then it will provide you proper information.

How to Use IFSC Code UCBA0000505 for Online Transfers?

Once you have the IFSC Code UCBA0000505 for the Gossaigaon branch of Uco Bank in Kakrojhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0000505. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000505.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Gossaigaon in Kakrojhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Gossaigaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kakrojhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Gossaigaon, Kakrojhar?

The IFSC Code is UCBA0000505.

Is the IFSC Code UCBA0000505 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Gossaigaon?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gossaigaon branch?

The address of the branch is Po-Gossaingaon,Dist-Kokrajhar 783360 located in Kakrojhar, Gossaigaon, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.