Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Godhara branch in Kachchh, Godhra, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0002775. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Godhara, Kachchh
Here are some of the key details that come with the IFSC Code UCBA0002775 of Uco Bank for its branch located in Kachchh, within the district of Godhra in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002775 |
| Branch | Godhara |
| City | Kachchh |
| District | Godhra |
| State | Gujarat |
| Address | Uco Bank,Godhra Branch,Ground Floor,Vrindavan Building,Bhagwati Nagar,Prabha Road,Godhra,Distt. Panchmahal ,Panch Mahals ,Gujarat Pin 389001 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Kachchh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002775 for the Godhara branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Godhara, Kachchh, Gujarat, is provided a unique IFSC like UCBA0002775 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Kachchh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kachchh and Godhra.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Godhara do not get misguided to another person.
Format of the IFSC Code UCBA0002775
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Godhara in Kachchh.
For example, the IFSC Code UCBA0002775 of Uco Bank for the Godhara branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002775 of Uco Bank for its Godhara branch located in Kachchh, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Kachchh and Godhra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Godhara or Kachchh to get the exact IFSC Code UCBA0002775.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Kachchh that will provide accurate information.
How to Use IFSC Code UCBA0002775 for Online Transfers?
If you have the IFSC Code UCBA0002775 for the Godhara branch of Uco Bank in Kachchh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002775. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002775.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Godhara in Kachchh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Godhara, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kachchh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002775.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bank,Godhra Branch,Ground Floor,Vrindavan Building,Bhagwati Nagar,Prabha Road,Godhra,Distt. Panchmahal ,Panch Mahals ,Gujarat Pin 389001 located in Kachchh, Godhra, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.