Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Jengrai branch in Jorhat, Jengrai, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Jorhat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0001504. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Jengrai, Jorhat

Here are the main details that are associated with the IFSC Code UCBA0001504 of Uco Bank for its branch located in Jorhat, within the district of Jengrai in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001504
Branch Jengrai
City Jorhat
District Jengrai
State Assam
Address Vill Po Jengraimukh Majuli Island Dist Jorhat ,Majuli ,Assam Pin 785105

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Jorhat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001504 for the Jengrai branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Jengrai, Jorhat, Assam, is provided a unique IFSC like UCBA0001504 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Jorhat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jorhat and Jengrai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Jengrai do not get misguided to another person.

Format of the IFSC Code UCBA0001504

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jengrai in Jorhat.

For example, the IFSC Code UCBA0001504 of Uco Bank for the Jengrai branch includes these elements, identifying the bank and the branch location in Jorhat and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001504 of Uco Bank for its Jengrai branch located in Jorhat, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Jorhat and Jengrai, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Jengrai or Jorhat to get the exact IFSC Code UCBA0001504.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Jorhat, you'll get the correct details.

How to Use IFSC Code UCBA0001504 for Online Transfers?

Once you have the IFSC Code UCBA0001504 for the Jengrai branch of Uco Bank in Jorhat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0001504. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001504.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Jengrai in Jorhat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Jengrai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jorhat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Jengrai, Jorhat?

The IFSC Code is UCBA0001504.

Is the IFSC Code UCBA0001504 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Jengrai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jengrai branch?

The address of the branch is Vill Po Jengraimukh Majuli Island Dist Jorhat ,Majuli ,Assam Pin 785105 located in Jorhat, Jengrai, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.