There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Pali Road branch in Jodhpur, Jodhpur, Rajasthan, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Jodhpur or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UCBA0002385. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Pali Road, Jodhpur
Here are the main details that are associated with the IFSC Code UCBA0002385 of Uco Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002385 |
| Branch | Pali Road |
| City | Jodhpur |
| District | Jodhpur |
| State | Rajasthan |
| Address | Jaddupur Jaddupur Sarauli Bhadohi Mirzapur Road ,Sant Ravidas Nagar ,Uttar Pradesh Pin 221301 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Jodhpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002385 for the Pali Road branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002385 is given to every bank branch, including Uco Bank located in Pali Road, Jodhpur, Rajasthan, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Jodhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Pali Road doesn't end up at another location.
Format of the IFSC Code UCBA0002385
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pali Road in Jodhpur.
For example, the IFSC Code UCBA0002385 of Uco Bank for the Pali Road branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002385 of Uco Bank for its Pali Road branch located in Jodhpur, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Pali Road or Jodhpur to get the exact IFSC Code UCBA0002385.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Jodhpur, then it will provide you proper information.
How to Use IFSC Code UCBA0002385 for Online Transfers?
Once you have the IFSC Code UCBA0002385 for the Pali Road branch of Uco Bank in Jodhpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002385. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002385.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Pali Road in Jodhpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Pali Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jodhpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002385.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Jaddupur Jaddupur Sarauli Bhadohi Mirzapur Road ,Sant Ravidas Nagar ,Uttar Pradesh Pin 221301 located in Jodhpur, Jodhpur, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.