Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Pal Road-Jodhpur branch in Jodhpur, Jodhpur, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UCBA0002245. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Pal Road-Jodhpur, Jodhpur

Here are the key points that are associated with the IFSC Code UCBA0002245 of Uco Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002245
Branch Pal Road-Jodhpur
City Jodhpur
District Jodhpur
State Rajasthan
Address Near Preksha Hospital, Pal Road,Jodhpur ,Jodhpur ,Rajasthan Pin 342008

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Jodhpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002245 for the Pal Road-Jodhpur branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002245 is given to every bank branch, including Uco Bank located in Pal Road-Jodhpur, Jodhpur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Pal Road-Jodhpur doesn't end up at another location.

Format of the IFSC Code UCBA0002245

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pal Road-Jodhpur in Jodhpur.

For example, the IFSC Code UCBA0002245 of Uco Bank for the Pal Road-Jodhpur branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002245 of Uco Bank for its Pal Road-Jodhpur branch located in Jodhpur, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Jodhpur and Jodhpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Pal Road-Jodhpur or Jodhpur to get the exact IFSC Code UCBA0002245.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Jodhpur, you'll get the correct details.

How to Use IFSC Code UCBA0002245 for Online Transfers?

Once you have the IFSC Code UCBA0002245 for the Pal Road-Jodhpur branch of Uco Bank in Jodhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002245. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002245.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Pal Road-Jodhpur in Jodhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Pal Road-Jodhpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jodhpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Pal Road-Jodhpur Jodhpur?

The IFSC Code of the Pal Road-Jodhpur Jodhpur branch is UCBA0002245.

Is IFSC Code UCBA0002245 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Pal Road-Jodhpur branch?

The branch is located at Near Preksha Hospital, Pal Road,Jodhpur ,Jodhpur ,Rajasthan Pin 342008.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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