Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Osian branch in Jodhpur, Osian, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UCBA0003170. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Osian, Jodhpur

Here are the key points that are associated with the IFSC Code UCBA0003170 of Uco Bank for its branch located in Jodhpur, within the district of Osian in the state of Rajasthan.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003170
Branch Osian
City Jodhpur
District Osian
State Rajasthan
Address Maheshwari Bagechi Near Post Office Osian Distt. Jodhpur ,Jodhpur ,Rajasthan Pin 342303

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Jodhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003170 for the Osian branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Osian, Jodhpur, Rajasthan, are allotted a unique IFSC like UCBA0003170 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jodhpur and Osian.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Osian reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code UCBA0003170

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Osian in Jodhpur.

For example, the IFSC Code UCBA0003170 of Uco Bank for the Osian branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003170 of Uco Bank for its Osian branch located in Jodhpur, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Jodhpur and Osian, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Osian or Jodhpur to get the exact IFSC Code UCBA0003170.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Jodhpur that will provide accurate information.

How to Use IFSC Code UCBA0003170 for Online Transfers?

Once you have the IFSC Code UCBA0003170 for the Osian branch of Uco Bank in Jodhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0003170. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003170.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Osian in Jodhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Osian, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jodhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Osian, Jodhpur?

The IFSC Code is UCBA0003170.

Is the IFSC Code UCBA0003170 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Osian?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Osian branch?

The address of the branch is Maheshwari Bagechi Near Post Office Osian Distt. Jodhpur ,Jodhpur ,Rajasthan Pin 342303 located in Jodhpur, Osian, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.