Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Chirawa branch in Jhunjhunu, Chirawa, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Jhunjhunu or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UCBA0002842. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Chirawa, Jhunjhunu

Here are the main details that are associated with the IFSC Code UCBA0002842 of Uco Bank for its branch located in Jhunjhunu, within the district of Chirawa in the state of Rajasthan.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002842
Branch Chirawa
City Jhunjhunu
District Chirawa
State Rajasthan
Address Singhal House, Chirawa Pilani Road, Chirawa Distt. Jhunjhunu ,Jhunjhunu ,Rajasthan Pin 333026

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Jhunjhunu for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002842 for the Chirawa branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Chirawa, Jhunjhunu, Rajasthan, is provided a unique IFSC like UCBA0002842 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Jhunjhunu.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jhunjhunu and Chirawa.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Chirawa do not get misguided to another person.

Format of the IFSC Code UCBA0002842

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chirawa in Jhunjhunu.

For example, the IFSC Code UCBA0002842 of Uco Bank for the Chirawa branch includes these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002842 of Uco Bank for its Chirawa branch located in Jhunjhunu, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Jhunjhunu and Chirawa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Chirawa or Jhunjhunu to get the exact IFSC Code UCBA0002842.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Jhunjhunu, then it will provide you proper information.

How to Use IFSC Code UCBA0002842 for Online Transfers?

Once you have the IFSC Code UCBA0002842 for the Chirawa branch of Uco Bank in Jhunjhunu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002842. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002842.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Chirawa in Jhunjhunu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Chirawa, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jhunjhunu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Chirawa, Jhunjhunu?

The IFSC Code is UCBA0002842.

Is the IFSC Code UCBA0002842 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Chirawa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chirawa branch?

The address of the branch is Singhal House, Chirawa Pilani Road, Chirawa Distt. Jhunjhunu ,Jhunjhunu ,Rajasthan Pin 333026 located in Jhunjhunu, Chirawa, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.