The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Orient Colliery branch in Jharsuguda, Brajarajnagar, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Jharsuguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0001891. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Orient Colliery, Jharsuguda
The table below shows the main details of the IFSC Code UCBA0001891 for the Uco Bank branch in Jharsuguda, which falls under the Brajarajnagar district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001891 |
| Branch | Orient Colliery |
| City | Jharsuguda |
| District | Brajarajnagar |
| State | Odisha |
| Address | At Po Orient Colliery Brajrajnagar Dist Jharsuguda ,Jharsuguda ,Odisha Pin 768233 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Jharsuguda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001891 for the Orient Colliery branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Orient Colliery, Jharsuguda, Odisha, is provided with a unique IFSC like UCBA0001891 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Jharsuguda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jharsuguda and Brajarajnagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Orient Colliery do not get mixed with another location.
Format of the IFSC Code UCBA0001891
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Orient Colliery in Jharsuguda.
For example, the IFSC Code UCBA0001891 of Uco Bank for the Orient Colliery branch has these elements, identifying the bank and the branch location in Jharsuguda and Odisha correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0001891 of Uco Bank for its Orient Colliery branch located in Jharsuguda, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Jharsuguda and Brajarajnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Orient Colliery or Jharsuguda to find the exact IFSC Code UCBA0001891.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Jharsuguda will provide accurate information.
How to Use IFSC Code UCBA0001891 for Online Transfers?
Once you have the IFSC Code UCBA0001891 for the Orient Colliery branch of Uco Bank in Jharsuguda, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001891. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001891.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Orient Colliery in Jharsuguda may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Orient Colliery, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jharsuguda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001891.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Po Orient Colliery Brajrajnagar Dist Jharsuguda ,Jharsuguda ,Odisha Pin 768233 located in Jharsuguda, Brajarajnagar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
