The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Belpahar branch in Jharsuguda, Belpahar, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Jharsuguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0002361. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Belpahar, Jharsuguda
Below in the table are the key details related to IFSC Code UCBA0002361 of Uco Bank for its branch located in Jharsuguda, within the district of Belpahar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002361 |
| Branch | Belpahar |
| City | Jharsuguda |
| District | Belpahar |
| State | Odisha |
| Address | Maa Samleswari Complex Railway Station Road Belpahar Dist Jharsuguda, Jharsuguda ,Odisha Pin 768217 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Jharsuguda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002361 for the Belpahar branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Belpahar, Jharsuguda, Odisha, is provided a unique IFSC like UCBA0002361 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Jharsuguda.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jharsuguda and Belpahar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Belpahar do not get misguided to another person.
Format of the IFSC Code UCBA0002361
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Belpahar in Jharsuguda.
For example, the IFSC Code UCBA0002361 of Uco Bank for the Belpahar branch includes these elements, identifying the bank and the branch location in Jharsuguda and Odisha accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002361 of Uco Bank for its Belpahar branch located in Jharsuguda, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Jharsuguda and Belpahar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Belpahar or Jharsuguda to get the exact IFSC Code UCBA0002361.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Jharsuguda that will provide accurate information.
How to Use IFSC Code UCBA0002361 for Online Transfers?
Once you have the IFSC Code UCBA0002361 for the Belpahar branch of Uco Bank in Jharsuguda, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002361. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0002361.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Belpahar in Jharsuguda, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Belpahar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jharsuguda manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Belpahar Jharsuguda branch is UCBA0002361.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Maa Samleswari Complex Railway Station Road Belpahar Dist Jharsuguda, Jharsuguda ,Odisha Pin 768217.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
