For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Sipri Bazar branch in Jhansi, Jhansi, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Jhansi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0003452. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Sipri Bazar, Jhansi

The table below shows the main details of the IFSC Code UCBA0003452 for the Uco Bank branch in Jhansi, which falls under the Jhansi district in Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003452
Branch Sipri Bazar
City Jhansi
District Jhansi
State Uttar Pradesh
Address Uco Bank Sipri Bazar, Hotel Ambrosia, Rama Book Depot, Chauraha, Sipri Bazar, Near Railway Station, Jhansi 284003

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Jhansi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003452 for the Sipri Bazar branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003452 is given to every bank branch, including Uco Bank located in Sipri Bazar, Jhansi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Jhansi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jhansi and Jhansi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Sipri Bazar doesn't end up at another location.

Format of the IFSC Code UCBA0003452

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sipri Bazar in Jhansi.

For example, the IFSC Code UCBA0003452 of Uco Bank for the Sipri Bazar branch has these elements, identifying the bank and the branch location in Jhansi and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0003452 of Uco Bank for its Sipri Bazar branch located in Jhansi, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Jhansi and Jhansi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Sipri Bazar or Jhansi to get the exact IFSC Code UCBA0003452.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Jhansi, then it will provide you proper information.

How to Use IFSC Code UCBA0003452 for Online Transfers?

If you have the IFSC Code UCBA0003452 for the Sipri Bazar branch of Uco Bank in Jhansi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003452. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003452.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Sipri Bazar in Jhansi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sipri Bazar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jhansi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Sipri Bazar, Jhansi?

The IFSC Code is UCBA0003452.

Is the IFSC Code UCBA0003452 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Sipri Bazar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sipri Bazar branch?

The address of the branch is Uco Bank Sipri Bazar, Hotel Ambrosia, Rama Book Depot, Chauraha, Sipri Bazar, Near Railway Station, Jhansi 284003 located in Jhansi, Jhansi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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