For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Sujanganj branch in Jaunpur, Jaunpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Jaunpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002124. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Sujanganj, Jaunpur
Here are the main details that are associated with the IFSC Code UCBA0002124 of Uco Bank for its branch located in Jaunpur, within the district of Jaunpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002124 |
| Branch | Sujanganj |
| City | Jaunpur |
| District | Jaunpur |
| State | Uttar Pradesh |
| Address | Uco Bank Belwar Road ,P.O. Balwarganj 222201, Sujanganj Distt. Jaunpur U P Pin No 222201 Istt Jaunpur ,Jaunpur ,Uttar Pradesh Pin 222201 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Jaunpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002124 for the Sujanganj branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002124 is given to every bank branch, including Uco Bank located in Sujanganj, Jaunpur, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Jaunpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jaunpur and Jaunpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Sujanganj doesn't end up at another location.
Format of the IFSC Code UCBA0002124
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sujanganj in Jaunpur.
For example, the IFSC Code UCBA0002124 of Uco Bank for the Sujanganj branch includes these elements, identifying the bank and the branch location in Jaunpur and Uttar Pradesh accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002124 of Uco Bank for its Sujanganj branch located in Jaunpur, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Jaunpur and Jaunpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Sujanganj or Jaunpur to get the exact IFSC Code UCBA0002124.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Jaunpur, then it will provide you proper information.
How to Use IFSC Code UCBA0002124 for Online Transfers?
Once you have the IFSC Code UCBA0002124 for the Sujanganj branch of Uco Bank in Jaunpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002124. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002124.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Sujanganj in Jaunpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sujanganj, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jaunpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002124.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bank Belwar Road ,P.O. Balwarganj 222201, Sujanganj Distt. Jaunpur U P Pin No 222201 Istt Jaunpur ,Jaunpur ,Uttar Pradesh Pin 222201 located in Jaunpur, Jaunpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.